.ksp-page-hero {
    position: relative;
    min-height: 50vh;
    display: flex;
    align-items: center;
    padding-top: 40px;
    padding-bottom: 60px;
    overflow: hidden;
    background: var(--ksp-bg-light);
}

.ksp-page-hero-background {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: -1;
}

.ksp-page-hero-gradient {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, #0066FF 0%, #00D4FF 50%, #FFB800 100%);
    opacity: 0.05;
}

.ksp-page-hero-shapes {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
}

.ksp-page-hero-shapes .ksp-shape {
    position: absolute;
    border-radius: 50%;
    background: linear-gradient(135deg, rgba(0, 102, 255, 0.1), rgba(0, 212, 255, 0.1));
    filter: blur(60px);
    animation: float 20s infinite ease-in-out;
}

.ksp-page-hero-shapes .ksp-shape-1 {
    width: 400px;
    height: 400px;
    top: -100px;
    right: 10%;
    animation-delay: 0s;
}

.ksp-page-hero-shapes .ksp-shape-2 {
    width: 300px;
    height: 300px;
    bottom: -50px;
    left: 5%;
    animation-delay: 5s;
}

@keyframes float {
    0%, 100% {
        transform: translate(0, 0) scale(1);
    }
    33% {
        transform: translate(30px, -30px) scale(1.1);
    }
    66% {
        transform: translate(-20px, 20px) scale(0.9);
    }
}

.ksp-page-hero-content {
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
}

.ksp-page-hero-title {
    font-size: 64px;
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 24px;
    color: var(--ksp-text-primary);
    background: linear-gradient(135deg, var(--ksp-primary) 0%, var(--ksp-accent) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.ksp-page-hero-subtitle {
    font-size: 20px;
    line-height: 1.8;
    color: var(--ksp-text-secondary);
}

.ksp-savings-types {
    padding: 80px 0;
    background: white;
}

.ksp-savings-types-header {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 50px;
}

.ksp-savings-types-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.ksp-savings-type-card {
    background: var(--ksp-bg-light);
    padding: 40px;
    border-radius: var(--ksp-radius-lg);
    border-top: 4px solid var(--ksp-primary);
    transition: all 0.3s ease;
}

.ksp-savings-type-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--ksp-shadow-lg);
    background: white;
}

.ksp-savings-type-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--ksp-primary) 0%, var(--ksp-accent) 100%);
    border-radius: var(--ksp-radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
    font-size: 32px;
    color: white;
}

.ksp-savings-type-title {
    font-size: 24px;
    font-weight: 700;
    margin-bottom: 16px;
    color: var(--ksp-text-primary);
}

.ksp-savings-type-description {
    font-size: 16px;
    line-height: 1.7;
    color: var(--ksp-text-secondary);
    margin-bottom: 24px;
}

.ksp-savings-type-details {
    display: flex;
    flex-direction: column;
    gap: 12px;
    padding-top: 24px;
    border-top: 1px solid var(--ksp-border);
}

.ksp-savings-type-detail {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.ksp-detail-label {
    font-size: 14px;
    color: var(--ksp-text-secondary);
}

.ksp-detail-value {
    font-size: 16px;
    font-weight: 600;
    color: var(--ksp-primary);
}

.ksp-savings-features {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--ksp-bg-light) 0%, white 100%);
}

.ksp-savings-features-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: flex-start;
}

.ksp-savings-features-text {
    padding-right: 40px;
}

.ksp-features-list {
    display: flex;
    flex-direction: column;
    gap: 30px;
    margin-top: 40px;
}

.ksp-feature-item {
    display: flex;
    gap: 20px;
    align-items: flex-start;
}

.ksp-feature-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--ksp-secondary) 0%, #FFD54F 100%);
    border-radius: var(--ksp-radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    color: white;
    flex-shrink: 0;
}

.ksp-feature-content {
    flex: 1;
}

.ksp-feature-title {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--ksp-text-primary);
}

.ksp-feature-description {
    font-size: 16px;
    line-height: 1.7;
    color: var(--ksp-text-secondary);
}

.ksp-savings-features-visual {
    position: sticky;
    top: 120px;
}

.ksp-savings-features-visual img {
    width: 100%;
    height: auto;
    border-radius: var(--ksp-radius-lg);
    box-shadow: var(--ksp-shadow-lg);
}

.ksp-interest-rates {
    padding: 80px 0;
    background: white;
}

.ksp-interest-rates-header {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 50px;
}

.ksp-interest-rates-table {
    max-width: 1000px;
    margin: 0 auto;
    background: white;
    border-radius: var(--ksp-radius-lg);
    overflow: hidden;
    box-shadow: var(--ksp-shadow-md);
}

.ksp-rate-row {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 2fr;
    border-bottom: 1px solid var(--ksp-border);
}

.ksp-rate-row:last-child {
    border-bottom: none;
}

.ksp-rate-header-row {
    background: linear-gradient(135deg, var(--ksp-primary) 0%, var(--ksp-primary-light) 100%);
    color: white;
}

.ksp-rate-cell {
    padding: 24px;
    font-size: 16px;
    display: flex;
    align-items: center;
}

.ksp-rate-header-row .ksp-rate-cell {
    font-weight: 700;
    font-size: 18px;
}

.ksp-rate-product {
    font-weight: 600;
    color: var(--ksp-text-primary);
}

.ksp-rate-rate {
    font-size: 24px;
    font-weight: 800;
    background: linear-gradient(135deg, var(--ksp-primary) 0%, var(--ksp-accent) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.ksp-rate-period {
    color: var(--ksp-text-secondary);
}

.ksp-rate-note {
    color: var(--ksp-text-secondary);
    font-size: 14px;
}

.ksp-interest-note {
    max-width: 1000px;
    margin: 40px auto 0;
    padding: 20px;
    background: rgba(0, 102, 255, 0.05);
    border-radius: var(--ksp-radius-md);
    border-left: 4px solid var(--ksp-primary);
}

.ksp-interest-note p {
    display: flex;
    align-items: center;
    gap: 12px;
    color: var(--ksp-text-secondary);
    font-size: 14px;
    margin: 0;
}

.ksp-interest-note i {
    color: var(--ksp-primary);
    font-size: 20px;
    flex-shrink: 0;
}

.ksp-opening-process {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--ksp-bg-light) 0%, white 100%);
}

.ksp-opening-process-header {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 50px;
}

.ksp-opening-process-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    max-width: 1200px;
    margin: 0 auto;
}

.ksp-subsection-title {
    font-size: 28px;
    font-weight: 700;
    margin-bottom: 30px;
    color: var(--ksp-text-primary);
}

.ksp-requirements-list {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.ksp-requirement-item {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 16px;
    background: white;
    border-radius: var(--ksp-radius-md);
    box-shadow: var(--ksp-shadow-sm);
    transition: all 0.3s ease;
}

.ksp-requirement-item:hover {
    box-shadow: var(--ksp-shadow-md);
    transform: translateX(5px);
}

.ksp-requirement-item i {
    color: var(--ksp-success);
    font-size: 20px;
    flex-shrink: 0;
}

.ksp-requirement-item span {
    font-size: 16px;
    color: var(--ksp-text-secondary);
    line-height: 1.6;
}

.ksp-steps-list {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.ksp-step-item {
    display: flex;
    gap: 20px;
    padding: 24px;
    background: white;
    border-radius: var(--ksp-radius-md);
    box-shadow: var(--ksp-shadow-sm);
    transition: all 0.3s ease;
    border-left: 4px solid var(--ksp-primary);
}

.ksp-step-item:hover {
    box-shadow: var(--ksp-shadow-md);
    transform: translateX(5px);
}

.ksp-step-number {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, var(--ksp-primary) 0%, var(--ksp-accent) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: 700;
    color: white;
    flex-shrink: 0;
}

.ksp-step-content {
    flex: 1;
}

.ksp-step-title {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--ksp-text-primary);
}

.ksp-step-description {
    font-size: 14px;
    line-height: 1.7;
    color: var(--ksp-text-secondary);
}

.ksp-opening-cta {
    margin-top: 40px;
    text-align: center;
}

@media (max-width: 1024px) {
    .ksp-savings-types-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .ksp-savings-features-content {
        grid-template-columns: 1fr;
    }

    .ksp-savings-features-text {
        padding-right: 0;
    }

    .ksp-savings-features-visual {
        position: relative;
        top: 0;
    }

    .ksp-opening-process-content {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .ksp-page-hero {
        min-height: auto;
        padding-top: 40px;
        padding-bottom: 40px;
    }

    .ksp-page-hero-title {
        font-size: 36px;
    }

    .ksp-page-hero-subtitle {
        font-size: 18px;
    }

    .ksp-section-title {
        font-size: 36px;
    }

    .ksp-savings-types-grid {
        grid-template-columns: 1fr;
    }

    .ksp-rate-row {
        grid-template-columns: 1fr;
        border-bottom: 2px solid var(--ksp-border);
        padding: 20px;
    }

    .ksp-rate-header-row {
        display: none;
    }

    .ksp-rate-cell {
        padding: 12px 0;
        display: block;
    }

    .ksp-rate-product {
        font-weight: 700;
        color: var(--ksp-primary);
        margin-bottom: 8px;
        display: block;
    }

    .ksp-rate-rate {
        font-size: 32px;
        margin: 8px 0;
    }
}